Employee Benefits Hub
At Physician's Clinic of Iowa, your well-being comes first. Explore all your benefits in one place—from health insurance to retirement planning and wellness programs. Get the info you need to make informed decisions and stay updated on key deadlines. We're here to support you every step of the way.
Our Employee Benefits
Benefit Guides
We offer a competitive and comprehensive benefits package designed to meet a variety of needs. This guide outlines both the benefits provided automatically and the optional group and voluntary benefits available during annual enrollment.
Guides
Required Notices
Medical
Choose the medical plan that fits your needs, all backed by Wellmark Blue Cross Blue Shield.
Eligible physicians and employees working 20+ hours per week can select from multiple plan options supported by Wellmark’s trusted network.
For additional details and plan designs, view the SBC, or contact Wellmark at www.wellmark.com or 1-800-524-9242.
Wellmark Value Added Benefits: Available to all enrolled in the health plan
Dental,Vision & Hearing
Dental
Our Dental plan, provided by Delta Dental of Iowa, is available to physicians and employees regularly working 20 or more hours per week. For additional details and plan design, view the Dental Overview, or contact Delta Dental of Iowa at www.deltadentalia.com or 1-800-544-0718.
Vision
Our Vision plan, provided by VSP, is available to physicians and employees regularly working 20 or more hours per week. For additional details and plan design, view the Vision Plan overview, or contact VSP at www.vsp.com or 1-800-877-7195.
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Financial
Health Savings Account (HSA)
The Health Savings Account (HSA), is only available to HDHP plan participants. For 2026, the maximum HSA contribution amounts are $4,400 single/ $8,750 family. In addition, individuals who are age 55 or older can also make “catch-up” contributions.
The maximum annual catch-up contribution amount is $1,000.
Healthcare FSA
The Health Care FSA is provided by HealthEquity. The maximum 2026 Healthcare FSA Contribution is $3,400
*Physicians are not eligible for these benefits.
Dependent Care FSA
The Dependent Care FSA is provided by HealthEquity. The maximum 2026 Dependent Care FSA Contribution is $3,750 if married filing single; or $7,500 if married filing jointly or head of household.
*Physicians are not eligible for these benefits
Limited Purpose FSA
The Limited Purpose FSA is provided by Health Equity and is available only to those who enroll in the High-Deductible Health Plan with HSA. The maximum annual contribution limit for 2026 is $3,400.
*Physicians are not eligible for these benefits.
Life, AD&D, & Disability Insurance
Life and AD&D
Our Life/AD&D plans, provided by Reliance Standard, are available to physicians and employees regularly working 32 or more hours per week. Our Long-Term Disability (LTD) plan, provided by Northwestern Mutual, is available to physicians and employees regularly working 32 or more hours per week.
Employees should contact HR for more information on life and disability benefits and enrollment!
Additional Benefits
Retirement Benefits – 401K
- Retirement Benefits – 401K
Voluntary Benefits
Additional
- PCI Benefits at a Glance
Video Library
Learn more about our benefits and how they work with the videos below.
Have Benefit Questions?
Contact Human Resources!
Lori Kelchen
lkelchen@pcofiowa.com
Kendra Herdliska
kherdliska@pcofiowa.com
